Pool, done well.

Above-ground pools: $3,000-$15,000 installed. Vinyl inground pools: $35,000-$65,000. Fiberglass pools: $40,000-$85,000. Concrete/gunite pools: $50,000-$150,000+. Additional landscaping, fencing, and decking add $10,000-$40,000.

Expect $3,000-$6,000 annually for chemicals ($500-1,000), electricity ($1,200-3,000), water ($200-500), insurance increase ($200-500), and maintenance supplies or service ($1,200-3,600). Climate affects yearly operating costs significantly.

Test 2-3 times per week during active swimming season, weekly during off-season. Check pH, chlorine, and alkalinity routinely. Test calcium hardness and cyanuric acid monthly. After heavy rain or heavy use, test additional times to ensure balance.

Yes, virtually all jurisdictions require permits for inground pool installation and many require them for above-ground pools above certain sizes. Safety fencing is typically required by code. Budget permit fees of $200-$2,000 depending on location.